Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 0345 2600567 and ask for an appointment with one of our advisers.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
Equity release may require a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.
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WHAT CAN WE DO FOR YOU?
Our mainstream service is to act on your behalf for the purpose of arranging and advising on the following:
Personal & Family Protection, for example a Life Assurance or Critical Illness Plan;
Mortgages, including Buy‐to-Let - Releasing equity from your home (Equity Release);
For all the services described above we will complete a detailed fact find so we can understand your circumstances, specific needs and objectives.
Following our research we will provide a personal recommendation(s) for you to consider. With your agreement we will then implement our recommendation(s) and arrange any products on your behalf.
Ultimately, whichever type or level of service you require from us we will act in your best interests at all times.
More than just a Mortgage Company
We are a firm of mortgage specialists based in West Yorkshire, with advisers also located throughout the North of England.
We provide advice to both individuals and companies on certain aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives. As advisers, we can help you arrange suitable contracts to suit your requirements. We have many years of experience in finding the most suitable solution for our clients' needs.
We provide advice and help following a personal / business financial review which can take place at a convenient time and place. Usually a review will start with a very broad discussion of your concerns and aspirations.
Following your initial review, we will take time to consider your situation, needs and priorities before writing a financial report. We will discuss this in a follow up meeting, or call, in which we'll fully explain our recommendations and agree affordable priorities to assist you in acheiving your objectives.
Why choose us?
We work with many different companies throughout the UK. Some may be your local branch and others are National companies
and we will search to find you the right one.
Whether you are first time buyer, looking to re-mortgage or are even up & down-sizing, we have experienced mortgage advisors on hand to help you make the right decision.
We have helped literally thousands of clients over the years and we pride ourselves in getting to know each and every one of them. So look no further than Square Financial and call us today