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Hairdresser

Self-Employed

Many people believe that obtaining a mortgage is harder for self-employed individuals. While the unique nature of self-employment income can present some challenges, it's essential to recognise that being self-employed does not rule out your eligibility for a mortgage.

The common misconception is that it’s much harder for those who are self-employed to get a mortgage. While it can be more challenging due to the unique nature of self-employment income, it’s important to highlight that being self-employed doesn’t automatically disqualify you from getting a mortgage. 

Many lenders now offer flexible mortgage options for self-employed individuals. We assist sole traders, limited company directors, equity partners in LLPs, fixed-term/day rate contractors and CIS contractors.

Key points include:

  • Understanding Self-Employment Income: While self-employed individuals may face unique challenges in proving income stability, many lenders are increasingly recognising diverse income sources and flexibility in their assessments.

  • Expert Guidance: We provide expert assistance to various self-employed professionals, including sole traders, limited company directors, equity partners in LLPs, fixed-term/day rate contractors, and CIS contractors.

  • Personalised Support: Our team helps you navigate the mortgage application process, ensuring you understand the documentation required and how to present your income effectively.

  • Access to a Wider Lender Network: We connect you with lenders who specialise in self-employed mortgages, increasing your chances of finding the right option for your financial situation.

The team at Square Financial understands the unique needs and challenges faced by self-employed individuals seeking a mortgage. From evaluating your income sources and identifying the best lending options to guiding you through the application process, we’re committed to making your mortgage journey as seamless as possible.

Let us help you secure the financing you deserve!

Why Choose Us?

We provide access to competitive rates and flexible options tailored for self-employed individuals, making it easier for you to secure the financing you need. Our customised solutions empower you to effectively manage your finances, regardless of your income structure. With our expert guidance, you can confidently navigate the financial landscape and make informed decisions that best suit your unique circumstances.

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